Insurance often protects many of our most valuable assets: our homes, car, our health and our loved ones. However, many Americans are unaware of the impact proper insurance coverage can have on their retirement.


Heritage Tax & Insurance Services, Inc. offers several insurance products and strategies to help you plan your retirement.


One area we focus on with our clients is keeping their nest egg as safe as possible, while still participating in market growth. Many retirees underestimate the impact a big market loss may have on their future income.

With the right plan, you can safely earn a return on your money through the use of fixed annuities. You can create steady dependable monthly income now, in the future, or whenever you need it most. We help our clients choose the right annuities with the features that fit their retirement goals. More importantly, we educate our clients on annuities fees, charges and riders that they don’t need to help them avoid costly mistakes when purchasing these products.


We offer:

  • Fixed Annuities
  • Fixed Indexed Annuities
  • Hybrid Annuities
  • Immediate Annuities
  • Multi-Year-Guarantee Annuities
  • Life Insurance
  • Long Term Care
  • Medicare Supplements


As an independent insurance firm, Heritage Tax & Insurance Services, Inc. is able to shop dozens and dozens of insurance carriers to find the best rates and product solutions to fit your specific needs. We also offer complimentary reviews on your existing annuities and life insurance contracts.

*Annuities are designed to be long-term investments. Early withdrawals may impact annuity cash values and death benefits. Taxes are payable upon withdrawal of funds. An additional 10% IRS penalty may apply to withdrawals prior to age 59 ½. Annuities are not guaranteed by FDIC or any other governmental agency. Guarantees are based on the claims paying ability of the issuing insurance company. Fixed Indexed Annuities are insurance products and not considered a security or investment. Some restrictions may apply. Call for specific details and availabilit